Apply.cc (Credit Card) provides simple and effective comparison and educational tools to find and apply for the credit card that suits you the best. Our long term relationships with U.S. banks means that we provide the best credit card offers to consumers, students and small business owners.

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Apply.cc (Credit Card) provides credit tools, cardholder reviews and comparisons to allow you to quicky and safely find the card you want.

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Discover it®

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Excellent$00.00% for 18 Months*0.00% for 6 Months*10.99% - 22.99% (V)*Cash Back1



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Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Excellent$0*0.00% for 18 Months*0.00% for 18 Months*12.99% - 21.99%* (Variable)None1



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Discover it®

  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Excellent$00.00% for 14 Months*0.00% for 14 Months*10.99% - 22.99% (V)*Cash Back2



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Citi® Diamond Preferred® Card

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Good$0*0.00% for 18 Months*0.00% for 18 Months*11.99%-21.99%* (Variable)None15



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Citi® Platinum Select® / AAdvantage® Visa Signature® Card

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Good$95, waived for first 12 months*N/AN/A15.24%* (Variable)Airlines4



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PREMIER Forward® MasterCard® Credit Card

  • Must have checking account to qualify
  • Monthly reporting to major Consumer Reporting Agencies.  Apply now!
  • Acceptance at millions of locations worldwide (subject to available credit)
  • Credit card responses in 60 seconds or less
  • We may approve you when other issuers will not
  • No security deposit required

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
FairSee Terms*N/AN/ASee Terms*N/A2



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First PREMIER® Bank MasterCard® Credit Card

  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Apply for your next credit card account with First PREMIER Bank
  • Pay no interest on purchases by paying your balance in full each month
  • More than 10 years of credit card experience
  • Why wait when we provide a response in 60 seconds?

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
FairSee Terms*N/AN/ASee Terms*N/A2



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PREMIER Possibilities® Credit Card

  • Must have checking account to qualify
  • Once your account is open, you may have the chance to personalize your credit card
  • New credit card - second chance for a credit card
  • It only takes a minute; you could have an application response
  • You may be able to rebuild your credit history if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors.
  • Get a credit card response in seconds!
  • Join more than 2 million cardholders.
  • Acceptance at millions of locations nationwide, including online purchases (subject to available credit)

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
FairSee Terms*N/AN/ASee Terms*N/ABe the first to write one



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Citi ThankYou® Preferred Rewards Card

  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Excellent$0*0.00% for 12 Months*0.00% for 12 Months*12.99%-22.99%* (Variable)Other4



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Citi ThankYou® Card

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Good$0*0.00% for 15 Months*0.00% for 15 Months*12.99%-22.99%* (Variable)Other1



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Citi® Hilton HHonors™ Visa Signature® Card

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
ExcellentNoneN/AN/A14.24% or 16.24%* (Variable)Hotels1



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Horizon Gold Credit Card

Want a $500.00 credit card? Take control of your credit future. Guaranteed Instant Approval. No Application Fees. Bad credit accepted. Reports to a major credit bureau.

  • $500 Credit Limit*
  • Guaranteed Approval
  • No Credit Check
  • Fast Online Application
  • No Employment Check
  • Reports to a Major Bureau
  • Always 0.0% APR

*Click Apply to See Card Terms & Conditions for Details

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Poor or BadSee Terms*N/AN/AN/ANoneBe the first to write one



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Citi® Hilton HHonors™ Reserve Card

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
  • Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases*

Credit NeededAnnual FeeBT Intro APR Purchase Intro APRRegular APRRewardsReviews
Excellent$95*N/AN/A15.24%* (Variable)HotelsBe the first to write one



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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.