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Apply.cc (Credit Card) provides credit tools, cardholder reviews and comparisons to allow you to quicky and safely find the card you want.

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Blue Sky from American Express®

  • 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
  • No annual fee.
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time.
  • Get a decision in as little as 60 seconds.

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*None0.00% for 12 Months*17.24-22.24% (Variable)*Airlines7



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American Express® Premier Rewards Gold Card

  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
  • Introductory annual fee of $0 for the first year, then $175
  • Get a decision in as little as 60 seconds.

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$0* / $175NoneNoneN/A*Airlines3



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Discover® More® Card

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*0.00% for 18 Months *0.00% for 6 Months*10.99-20.99% (Variable)*Cash BackBe the first to write one



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Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Poor or Bad$39* / $59NoneNone14.99-24.99% (Variable)*None10



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Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*0.00% for 15 Months *0.00% for 15 Months*10.99-20.99% (Variable)*Cash Back60



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Slate® from Chase

  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$0*0.00% for 15 Months *0.00% for 15 Months*11.99-21.99% (Variable)*NoneBe the first to write one



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TrueEarnings® Card from Costco and American Express

  • American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*None0.00% for 6 Months*15.24% (Variable)*Cash Back7



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United MileagePlus® Explorer Card

  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • First checked bag is free for you and a companion when you fly United flights, up to a $50 value
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
  • Your miles don't expire and there is no limit to the number of miles you can earn

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$0* / $95NoneNone15.24% (Variable)*Airlines1



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Starwood Preferred Guest® Credit Card from American Express

  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$0* / $65NoneNone15.24-19.24% (Variable)*Hotels3



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Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Poor or Bad$39* / $59NoneNone14.99-24.99% (Variable)*None3



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Orchard Bank Visa Cards

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Poor or Bad$39* / $59NoneNone14.99-24.99% (Variable)*None2



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The Platinum Card® from American Express

  • 25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership
  • Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$450*NoneNoneN/A*Travel8



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